Ethical, Halal Investments with Long-Term Returns

Discover Profit Participating Notes

Our Profit Participating Notes (PPNs) offer stable, long-term returns by participating in the profits of high-quality, real economy businesses. With maturities ranging from 1 to 3 years and yields up to mid-teens, PPNs are designed for professional or qualified investors seeking ethical, halal investment opportunities. Please note, these notes have a minimum investment size to USD100k and are listed on regulated international exchanges, though liquidity may vary.

Your capital is at risk. We work with clients to ensure strong risk mitigation strategies including capital calls and cash flow trusts.

More information about PPNs

Profit Participating Notes (PPNs) are a type of financial instrument that allows investors to participate in the profits of a business or a portfolio of businesses. They combine features of debt and equity, making them an attractive option for investors seeking structured, potentially high-yield investments. 

PPNs appeal to investors looking for ethical investment opportunities with potentially high returns, especially in sectors aligned with real-world economic activities.

Here’s an overview:

Profit Sharing

Investors receive returns based on a share of the profits generated by the underlying business or project, rather than a fixed interest rate typical of traditional bonds.

Maturity Period

PPNs often have a fixed maturity period, such as 1 to 3 years, after which the principal amount is repaid, along with any accumulated profit share.

Target Investors

These are typically offered to professional, institutional, or qualified investors due to their higher risk profile and sophisticated structure.

Ethical and Halal Investment

In Islamic finance, PPNs are structured to comply with Shariah principles by avoiding interest (riba) and instead basing returns on profit-sharing from real economic activities.

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Regulated Exchanges

PPNs are often listed on regulated international exchanges, providing some level of transparency, though liquidity can vary.

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Risk and Risk Mitigation

Like any investment, PPNs carry risks, including the risk of losing the capital invested. However, issuers may implement risk mitigation strategies such as capital calls or cash flow trusts to provide a degree of security.

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